Business Tools
Running a freelance practice or a small business means wearing every hat: salesperson, bookkeeper, marketer, and admin — usually before 9 AM. The tools in this collection handle two of the jobs that eat the most time and cause the most anxiety: getting paid and getting named. Our free invoice generator builds a professional, itemized invoice with automatic tax math and one-click PDF export, with no signup and nothing uploaded — your client data never leaves your browser. Itemized invoices get paid faster and disputed less, so the generator encourages line-by-line billing, sequential invoice numbers, clear due dates, and late-fee notes, all following the conventions accountants expect. The business name generator takes a single keyword and blends it with curated syllable banks into forty unique, brandable name ideas across seven industries and four naming styles — modern startup blends, playful compounds, professional classics, and bold power names. Then it walks you through the four checks that matter before you commit to any name: domain availability, the USPTO trademark database, social handle consistency, and your state business registry. Naming psychology matters more than most founders think: two-to-three-syllable, pronounceable, suggestive names are remembered and recommended, while long descriptive names are forgotten and nearly impossible to trademark. Every tool here is free, works instantly in your browser, and respects your privacy by design — no accounts, no tracking, no paywalls. More business tools are on the way, from rate calculators to contract generators, so bookmark this page and check back.
Free Invoice Generator (No Signup)
Create a professional invoice with line items, tax and totals — print or save as PDF. No account, nothing uploaded.
Business Name Generator
Get 40 unique, brandable business name ideas from one keyword — by industry and style, with click-to-copy.
Overtime Pay Calculator
Calculate overtime pay at 1.5× or 2× rates with regular hours, OT hours and weekly totals.
Commission Calculator
Work out straight or tiered sales commission with per-tier breakdowns and effective rates.
Break-Even Calculator for Small Business
Find the units and revenue you need to cover costs — with contribution margin and a profit visual.
Meeting Cost Calculator
See what meetings really cost — live ticking timer plus the shocking annual projection.
Take-Home Pay Calculator by State
Estimate your net paycheck with 2026 federal, FICA and state tax for all 50 states.
Know your numbers before you quote, hire or bill
Four calculations decide whether small-business work actually pays. The Break-Even Calculator finds the sales volume where a product or a whole business stops losing money. The Commission Calculator works out tiered and flat commission without spreadsheet gymnastics. The Overtime Pay Calculator applies the US 1.5× rule past 40 hours so payroll surprises stop happening. And the Meeting Cost Calculator puts a dollar figure on the recurring meeting — the quickest way to shorten the invite list.
Around those sit the paperwork tools: the Invoice Generator for clean, professional invoices, and the Business Name Generator for brandable name ideas when you are still at the kitchen-table stage.
Guides from the blog
- How to Create an Invoice: Line Items, Tax and a $2,604 Worked Example — Business and client details, itemized lines, tax = subtotal × rate — a $2,400 invoice worked to a $2,604 total due, plus the mistakes that delay payment.
- How to Calculate Overtime Pay: The 1.5× Formula, Worked Examples and the Averaging Trap — Split the week at 40 hours, price the premium at 1.5× — a 47-hour week at $18.50 worked to $934.25, a California 14-hour day, and why averaging two weeks is illegal.
- How to Calculate Commission: Straight, Tiered and Draw Plans With Worked Examples — Sales × rate, band by band — $42,000 in sales on a 4%/6% tiered plan worked to $2,220, the effective rate that compares plans honestly, and working backwards from a target payout.
Starting something new? Before the logo, the cards and the invoices, the name has to survive contact with the real world. Our guide to coming up with a business name generates forty ideas in minutes, then shows you how to check the name is actually yours to own.