Workbooks & Packs
Every calculator on ToolNest is free, and it stays that way. The workbooks and packs on this page are for the next step: when a one-off answer is not enough and you want the whole system as a file you own — a bookkeeping workbook that closes your books every month, a tax worksheet that runs all year, or a printable kit that organises a move, a rental or a parent's care.
Each spreadsheet pack is built the same way as our web tools: every total is a live formula, never a pasted number, and the maths matches the matching free ToolNest calculator wherever one exists. Most ship as a filled example workbook — so you can see the system working before you touch it — plus a blank copy for your own figures, and a short PDF quick-start guide. The printable kits are finished PDFs, ready to print at home.
How buying works
All packs are sold through our shop on Gumroad, which handles checkout and delivery. You get an instant download after checkout and a receipt email with the link; the files are yours forever, with no subscription and nothing to install. The five free downloads work the same way at $0: Gumroad asks for your email address at checkout so it can send you the file — no card is needed and there is no charge.
Honest limits
These are tools and templates, not professional advice. The tax worksheets produce planning estimates from published rates, the contract documents are general templates with fill-in fields, and the health logs are record-keeping aids. Where a rate can change — an IRS mileage rate, an Etsy fee, an HMRC deadline — the pack either lets you edit it or tells you where to confirm the current figure. If a pack is not right for you, Gumroad's receipt email is also the place to reach us about it.
Free Downloads
Five complete workbooks at $0 — delivered free via Gumroad (it asks for your email at checkout so it can send you the file).
Monthly Budget Lite
A one-sheet monthly budget: five income lines, fourteen expense categories, Budget / Actual / Difference columns, automatic totals, net savings and savings rate — plus an Annual View that rolls twelve months into running totals. Example figures pre-filled.
Quarterly Tax Set-Aside Worksheet
A quarterly tax estimator for US freelancers and sole proprietors: net profit, self-employment tax, a federal estimate from the on-sheet 2026 bracket table, the total due and the per-month amount to set aside. Planning estimate only — not tax advice.
Subscription Audit Worksheet
Audit your subscriptions in one file: log every recurring charge with billing cycle, renewal date and a Keep / Cancel / Downgrade decision, see true monthly and annual costs, and total what cancelling would save. Includes a printable 12-step audit checklist.
Business Mileage & Trip Logbook
A trip logbook for business driving: date, purpose, client, odometer start and end with miles calculated automatically, parking and tolls, an annual summary, a per-client mileage breakdown and an estimated deduction at the IRS rate you enter.
Freelance Hourly Rate Calculator
The rate that actually pays you, worked out properly: your target income, business costs, taxes, billable hours and time off turned into the hourly rate you need to charge — live formulas in Excel or Google Sheets, with an instructions sheet and a worked example pre-filled. Change any assumption and the rate recalculates instantly.
Finance & Tax
Bookkeeping, taxes and seller money — the systems behind our most-used finance calculators.
Small Business Bookkeeping & P&L System
A complete bookkeeping workbook: an editable 25-category chart of accounts, income and expense logs, an automatic monthly P&L, a quarterly summary with estimated-tax set-aside, a dashboard and a bank reconciliation sheet. Filled example, blank copy and a 6-page quick-start guide included.
Freelance Income, Invoice & Tax Tracker
An invoice log that flags overdue invoices automatically, income and expense logs, a per-client summary with profit and margin per client, a tax set-aside sheet that skims your chosen percentage off every payment, and a dashboard of outstanding invoices and year-to-date net.
Tax Season Organizer Kit
A 24-page printable organizer plus an Excel deduction log: document checklists by income type (W-2, freelance/1099, rental, investments, small business), a January-to-April timeline, questions for your preparer and a refund and deadline planner. An organizer, not tax advice.
UK Making Tax Digital (MTD) Income Tax Record Kit
Keep quarterly MTD records without monthly software fees: log self-employment and UK property income and expenses against HMRC categories, total each quarter automatically, track the quarterly deadlines for your income band, and estimate your tax set-aside. Record-keeping only — not tax advice.
Multi-App Gig Driver Tax Kit
One workbook for drivers who multi-app across Uber, DoorDash, Instacart and more: income per platform, mileage from odometer readings, expenses organised against Schedule C categories, and a quarterly tax set-aside. Filled example, blank copy and quick-start guide included.
Online Seller Profit System — Etsy / Shopify / Gumroad
A live-formula system for online sellers: an editable per-platform fee table, an order log that applies the right fee and shows net profit and margin per order, a product catalogue with true unit costs, a target-margin pricing calculator and a monthly dashboard. Includes a printable seller fee cheatsheet.
Etsy Seller Full-Fee-Stack Profit System
The complete Etsy fee stack in one workbook — not just the transaction fee: listing, per-item renewal, payment processing, Offsite Ads and country regulatory fees, with net profit and margin per order, plus a pricing calculator that works backwards from your target margin. Fee rates are editable starting points.
Business Finance Spreadsheet Pack
Ten of our most-used business and finance calculators rebuilt as workbooks you own: loan and mortgage amortization with full schedules, break-even analysis, profit-margin and markup pricing, compound interest and savings growth, a snowball-vs-avalanche debt payoff planner, freelance hourly rate, commission, a US paycheck and tax estimator, and a 401(k) retirement projection. Live formulas throughout, an instructions sheet and worked examples in every workbook; a ZIP of 10 .xlsx files for Excel or Google Sheets.
Business & Creators
Client work, compliance and content businesses — trackers and document packs for people who run things.
Invoice & Client CRM Tracker
A live-formula Excel CRM for freelancers and small studios: contacts with automatic next-follow-up dates, a deals pipeline with probability-weighted values, an invoice tracker with self-counting overdue days, and a dashboard of active clients, open pipeline and overdue invoices.
Freelance Contract & Client Document Pack
Ten freelance client documents, each as an editable DOCX and a ready-to-send PDF: master services agreement, statement of work, invoice template, three late-payment reminder letters, project proposal, change-order form, kill-fee letter, mutual NDA and subcontractor agreement. Templates — not legal advice.
LLC & Small Business Compliance Tracker
A compliance workbook with an entity profile, a deadline tracker that flags overdue and due-soon filings automatically, an annual report and franchise tax log, a licences register with renewal alerts and a document vault index — plus a plain-English PDF guide to each common filing.
Rental Property Manager Kit
A complete small-landlord kit: property and unit register, rent roll with live balances and days-late formulas, a late-fee calculator with flat, percent and per-day modes, a security deposit ledger with return-deadline tracking, an income and expense log, and a per-property annual summary.
Job Search & Offer Comparison System
A complete job-search system in one workbook plus a 14-page interview prep kit: an application tracker with automatic overdue flags, an interview log, a side-by-side offer comparison calculating total compensation and estimated take-home per offer, and a weekly goals dashboard.
YouTube Creator Content OS
A complete YouTube channel operating system in one workbook plus a 14-page workflow guide: an idea bank with hook scoring, a content calendar, long-form and Shorts trackers with live RPM formulas, a monthly revenue-and-goals dashboard and a brand deals log.
Podcast Launch & Episode Kit
A launch and production kit: a printable PDF with the launch roadmap and checklists, show setup worksheets, four episode planning worksheets, a show-notes template, guest outreach emails and release form — plus an episode tracker spreadsheet with per-season rollups.
Duplicate Photo Finder Pro
A single HTML file that runs 100% offline and finds the duplicate photos filling your disk: exact copies matched byte-for-byte (SHA-256) and near-duplicates — burst shots, re-saves and resizes — matched by a visual fingerprint. Review the groups side by side, keep the best copy, and move only the copies you tick into a clearly named trash folder; it never hard-deletes anything. One-time purchase, no account and no subscription; folder scanning needs Chrome or Edge on desktop.
Home, Family & Life
Printable kits and records for the parts of life that do not fit in a calculator.
Moving & New-Home Kit
A complete moving kit: a printable PDF with 8-week countdown checklists, moving-day run sheets, address-change and utility trackers, six room inspection forms and a first-night box list — plus a box-inventory spreadsheet with per-room counts and QR label IDs.
Home Inventory & Insurance Record Kit
A home inventory workbook (filled example plus a blank copy) with room-by-room inventory, per-room and grand totals, an automatic high-value items register, an insurance summary with a live coverage-gap flag, and a documents and warranties log — plus a printable PDF version.
Data Broker Opt-Out Kit — Complete Printable Workbook
A printable 45-page workbook plus an Excel tracker for removing your personal information from 15 data brokers: a detailed section and fill-in record page per broker, three ready-to-send request letters, confirmation trackers and a re-check schedule. The companion to our free opt-out tool on this site — it does not file requests for you; each broker still needs your own click.
The Care Command Binder
Everything about a parent's care in one binder, so any family member, carer or clinician can find it in minutes: a 56-page printable system — person-at-a-glance profile, one-page ER grab-sheet, medication master list with change log, doctor-visit prep, appointment trackers and a sibling task-split planner — plus a companion Excel tracker. Organisation only, not medical advice.
The Just-in-Case Binder: Digital Legacy Edition
A 54-page printable binder plus a companion tracker for the digital side of getting your affairs in order: account inventories, digital access instructions, subscription cancellations and memorialisation wishes. One rule protects everything in it — it records where things are and how access works, never the passwords themselves.
Medication & Health Log Printable Kit
A printable-only log kit (PDF) with medication schedule charts, five weekly daily-dose grids covering about 35 days, refill trackers, symptom and side-effect logs, blood-pressure and vitals logs, doctor-visit notes pages and a cut-out emergency medication card. A log-keeping aid, not medical advice.
Bundles
The systems that belong together, in one download for less than the parts.